Small company stocks have had excess returns relative to large company stocks and value company stocks have had excess returns relative to growth company stocks.  Because of this, if monkeys throwing darts to determine portfolio composition, would likely outperform an index portfolio! That is because indices normally utilize a market weighting approach whereas the data supports that other factors are available that can be leveraged in portfolio construction.

So quit monkeying around and let an experienced Financial Advisor help you decide on an appropriate asset allocation, stay the course during periods of disappointing results, and carefully weigh considerations if a given strategy is right for you.

In this DFA Info series, determine how an expert’s hand can guide you towards financial freedom, it is just a click away on the dartboard below.

By the way, I would NEVER advocate picking a portfolio by letting a monkey throw darts.  Now if you have a well-trained bear or bull, you might be onto something!

Enjoy the read and remember, it’s NOT about the money.  It’s about how the money supports your goals!

At F5 Financial Planning we focus on helping individuals and families find balance between faith, friends and family, fitness and finance.  We make sure that they have the financial freedom to enjoy those things in life that are important to them.  And while we believe the left-brain facts and data are critical; we work with our clients to get them in the right state of mind to focus on the goals they want to achieve.

Some other posts that you might like:

• Should You Pay Off Your Mortgage?
• How Are DFA Funds Different than Index Funds?
• How Families Can Calculate Retirement Income Wants Versus Needs
• What Your Grandma Taught You About Investing
• Making Sure You Can Collect a Paycheck in Retirement