For the past THREE YEARS I have repeatedly gotten the question “Do you think the market is too high?”; to which I have repeatedly responded: “What makes you think it is too high?”.

I then go on to share that there are two things that I believe when it comes to the market:

* 20 years from now there will be more people on this earth
* 20 years from now the world economy will be bigger

Most people immediately agree with me on these two things. That leads me to ask them, “Then why are you worried about investing if your time horizon is 20 years?” I get A LOT of sheepish looks at this point in time!

Folks, it has been proven time and time again YOU CANNOT TIME THE MARKET.

The attached article offers a fact that you can take to the bank:

* Every day stocks have a positive expected return regardless of whether markets are at an all‑time high or not.

Take a look at the article and feel free to reach out to me if you have any questions after doing so

Enjoy the read and remember, it’s NOT about the money.  It’s about how the money supports your goals!

At F5 Financial Planning we focus on helping individuals and families find balance between faith, friends and family, fitness and finance.  We make sure that they have the financial freedom to enjoy those things in life that are important to them.  And while we believe the left-brain facts and data are critical; we work with our clients to get them in the right state of mind to focus on the goals they want to achieve.

Some other posts that you might like:

• Should You Pay Off Your Mortgage?
• How Are DFA Funds Different than Index Funds?
• How Families Can Calculate Retirement Income Wants Versus Needs
• What Your Grandma Taught You About Investing
• Making Sure You Can Collect a Paycheck in Retirement