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The Real Risk in Investing? Inflation!

dfa info, F5 financial, f5 financial planning, investing 101, Investment strategy, long-term investing, naperville financial, naperville financial planner, Inflation, risk, volatility, risk vs. volatility, volatility vs. risk

People always focus on the “risk” of the stock market. The reality is that the market is volatile—but NOT risky. In this week’s blog post I focus on the real risk in investing.

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Does the Market Hate Uncertainty—Or Do You?

dfa info, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner, market volatility, uncertainty paradox

Personifying “The Market” feels good, but does it really make sense to do so? In my opinion, the market is rational and certain—it’s not an entity with thoughts and feelings. But people hate uncertainty! It’s people who act strangely when they perceive things as uncertain. How does the Uncertainty Paradox affect YOU?

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9 Key Questions for the Long-Term Investor

dfa info, f5 financial planning, fee-only, long-term investing, key questions, naperville financial, naperville financial planner, F5 financial, fee only

Often times individuals approach me about my “thoughts on the market.” Rarely do I provide them with the “silver bullet” that they are looking for when they ask. That’s because, in my opinion, there is no such thing. There are, however, some key questions that I believe all investors should ask. Nine such questions are:…

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Financial Pornography – Why Your TV is Bad for You

dfa info, f5 financial planning, fee-only, market volatility, naperville financial, naperville financial planner

2018 has started out super volatile. And the press is bringing up memories of 2000 as well as 2008-2009. They are asking us to “remember” these bad times and offering that we may be in line for something similar in the not too distant future. Two thoughts on this: Maybe. And “So What?” Markets will…

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The Sky is Not Falling! – Avoiding Chicken Little Behavior in Investing

dfa info, f5 financial planning, fee-only, market volatility, index reconstitution, naperville financial, naperville financial planner

The first four months of 2018 have been very volatile when it comes to investing. That has brought some folks to the forefront who are suggesting that the market is dangerous, and that you need to get out of it to avoid future losses. Basically, the argument goes that near-term volatility is a good surrogate…

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Socially Responsible Investing: Doing Well While Doing Good

While there are certainly those CEOs that act irresponsibly, there are many who lead organizations down socially responsible paths. To date, there has been quite some success in weighting socially responsible companies more highly to build portfolios that mirror the performance of the broader market.

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