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Quarterly Market Review – First Quarter 2016

The first quarter of 2016 was extremely turbulent and generated a lot of noise in the press.  While to many it felt painful, the end result of the quarter was NOT painful at all.  Interestingly you would NOT have gotten that perspective if you paid attention to the mainstream media. While we believe that investors…

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Targeting Dimensions of Returns

Just about everyone has their thoughts on what the “best” investment strategy is.  While I don’t claim that the philosophy F5 Financial Planning uses is “the best”, I am confident that the strategy that we employ has solid foundations based on the academic research of Fama and French. Our investment strategy is based on exploiting…

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Why Emotions Cause Investors to Fail

If you have spent any time doing research in to investing, you quickly discover that there is a straight forward, well proven recipe for success: Implement a solid investment strategy built around asset allocation. Make sure the strategy is well defined via an Investment Policy Statement (IPS) and have the discipline to maintain and adjust…

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