Newsletters
Quarterly Market Review – Third Quarter 2018
Once per quarter, we roll up our sleeves and take a deeper dive into what’s happened in the stock market. Take a look at the attached presentation if you’d like to view the recap for July – September 2018.
Read MoreCosts Matter – Understanding ALL of the Costs
Costs matter. Whether you’re buying a car or selecting an investment strategy, the costs you expect to pay are likely to be an important factor in making any major financial decision. Read on to learn about key cost areas that you need to consider when selecting investments to include in your portfolio.
Read MoreDon’t Worry Be Happy – Reframing the Investing Experience
Don’t worry be happy! Successful investors understand the importance of expectation vs. perception. Read this post to learn the truth about the way equities work over time—and how to keep yourself from making foolish decisions when we experience market corrections or bear markets.
Read MoreThe Number Two Goal – Getting the Kids Through College
I speak with hundreds of people, and the number two question I get is “How will I pay for my kids’ college?” Read on to hear the answers I share—plus (a bonus!) 3 Key Questions every family needs to ask.
Read MoreA Private Letter from the IRS – Leveraging the 401(k) Plan to Reduce Student Loan Debt
Did you know that you can get a “private letter” from the IRS that has good news? Read on to find out a bit more about “Private Letter Rulings” (PLRs) from the IRS—plus a surprising way one company is helping employees pay off their student loan debt!
Read MoreS&P 500 and Nasdaq Indices at All-Time High – Is it Time to Sell All?
On August 29, 2018, the S&P 500 and the Nasdaq indices hit all-time highs. This raises the question: Is it time sell off everything and go to cash? Take a look at this week’s blog post to hear F5 Financial’s position on this topic.
Read MoreHey, Chicken Little, the Sky Is NOT Falling!
What was true in late summer 2017 (when markets were quite stable and volatility low) remains true now—yes, we’ll have some “storms” in the market; HOWEVER, the Chicken Little doomsayers have yet to be proven even marginally intelligent with their “The Sky is Falling!” clucking!
Read MoreNo, Indexing is NOT Going to Destroy the Market!
John Bogle launched the first index fund in 1975 and was greeted with proclamations of “Bogle’s Folly,” and people have continued to throw darts at the concept of index investing. As of yet, they have not been able to “burst the bubble.” Today we discuss the misplaced notion that index investing will somehow result in significant pricing distortions in the marketplace.
Read MoreAn Alternate Reality You Need to Avoid!
I have a Ph.D. in industrial engineering with an emphasis in optimization theory. I have also put in the time and effort to earn my CFP® credentials. Yet I don’t spend a moment of time messing around with “alternatives.” In my opinion, all the hoopla around alts is merely marketing fluff and an effort to sell product. Disagree? Today’s article explains what the alts are—and shows you the data. You decide!
Read MoreGraduate Level Investing – Share Repurchases vs. Dividend Payouts
Today’s post is more of a “graduate level” topic, as it goes a bit deeper into pricing and valuation of stocks. This article compares and contrasts dividend payouts and share repurchases. Read on to understand how to apply this to your investment strategy.
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