Retirement Planning Services
A disciplined and holistic approach to retirement planning that delivers
on the promise of your vision of the future.
“Will I have to work until I die?”
No, you won’t have to work until you die. Despite the unpredictable nature of the economy, it is possible to have a robust and resilient portfolio that can provide for you and your loved ones when you retire.
F5 Financial’s data-driven, factor-based, structured approach to retirement planning does more than provide you with an adequate income stream—we build you a nest egg that offers financial freedom, peace of mind, and a chance to finally live the life of significance you have always dreamed of. Our comprehensive approach to retirement planning considers:
- Your goals
- Cash flow planning and budgeting
- Forward cash flow projections
- Investment management and monitoring
- Tax planning and tax reduction strategies
- Insurance and risk management
- Estate planning and wealth transfer
- Wealth preservation and savings analyses
F5 Financial’s Retirement Planning Process
Goal Planning
Our initial meeting will center around what your goals are for retirement. We want to know what your ideal is for your golden years—travel? Philanthropy? Debt free? All of the above? Your vision will help us put the pieces in place to get you there.
Cash Flow Planning and Analysis
We assess your current and anticipated income, and then model what needs to happen from a budgetary and growth standpoint to meet your retirement goals.
Investments
We assess your investments and then optimize them for the sustained growth needed to meet your goals. We leverage a disciplined, factor-based, data-driven approach that doesn’t attempt to outsmart the market, but instead capitalizes on its predictable behaviors.
Financial Projections & Quarterly Reports
We produce financial projections for your retirement portfolio and deliver quarterly reports that show how you’re tracking toward your retirement goals.
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BOOST retirement savings
Our Guide to Boosting Retirement Savings and Minimizing Taxes Now
Services Included in F5 Financial’s Retirement Planning
Tax Planning and Tax Reduction Strategy
F5 Financial will structure your portfolio to ensure tax savings are maximized. We will implement opportunities for tax savings and find ways to free up cash that can be reinvested or reduce debt.
Our tax planning will also seek to reduce estate taxes, which can have a large impact on the total value of your assets if not properly mitigated.
Investment Management and Monitoring
F5 Financial employs a structured approach to investment management. Instead of trying to outsmart the market, we use data based on the various dimensions of the market to strategize how your portfolio needs to be invested. Our management of your retirement portfolio keeps your goals as top priority.
Insurance and Risk Management
Insurance is an important component to planning your retirement. We will assess how your goals need to be supported through holding life insurance, health insurance, disability insurance or long-term care insurance policies. We will then assist with obtaining the proper policies to protect you and your family. We are a fee-only firm and receive NO commissions for any solutions that we recommend.
Estate Planning & Wealth Preservation
When we know what you want your legacy to be, our retirement planning process will ensure your estate guarantees that legacy. Our estate planning services will focus on minimizing estate taxes and preserving the value of your assets.
Cash Flow Planning and Budgeting
Saving for the retirement you want only works if there is disciplined planning and budgeting. We will review your current and anticipated cash flow and debt, then create a budget that ensures sustained growth for retirement.
