Skip to content

Tax Planning with a Financial Advisor

F5 Financial’s tax planning expertise mitigates risk across your entire financial portfolio.

A forward-looking approach nets the most reductions in your tax burden.

While accountants are adept at making sure you meet your tax responsibilities, a financial advisor makes sure you limit your tax liabilities. This requires a forward-looking approach that assesses your tax risk BEFORE you make financial moves.

When structured correctly, your portfolio has the potential to annually save thousands of dollars in taxes. F5 Financial looks at a number of factors that can impact your tax burden, such as:

  • Capital gains from sales of stock
  • Changes to your tax bracket
  • How your age affects IRA tax breaks
  • State-by-state tax benefits for educational planning
  • State-by-state tax benefits for your estate
  • How to shelter estate assets
  • Business structuring for solopreneurs and small business owners
  • Evolving changes to federal and state tax codes

F5 Financial’s Tax Planning Process

Asset Review & Goal Planning

We review your current assets and financial goals and determine where you have the biggest potential to relieve your tax burden.

Tax Strategy

We develop the best strategy that ensures you’re minimizing tax liabilities on your retirement accounts, education savings, investment portfolio, estate planning, and other assets. We work with your accountant to make sure you stay on top of paperwork and filings.

Financial Projections & Quarterly Reports

We produce financial projections for your retirement portfolio and deliver quarterly reports that show how you’re tracking toward your retirement goals.

Quarterly
Meetings

In addition to providing quarterly reports, we will meet quarterly to discuss changes to your income, tax code, goals and more that can impact your portfolio’s tax liability, and what moves to make to reduce future burdens.

Ready to find out more?

Contact us to speak with a fee-only financial planner about your tax responsibilities.

How to Limit Your Tax Burden

Tax Deferral and Tax Avoidance

Deferring tax payments and avoiding liability through savvy portfolio architecture is one of the best ways to reduce taxes.

Tax Arbitrage

Changes to your income level and age can have a massive effect on your tax liability as it pertains to retirement. Though these impacts can’t be completely avoided, they can be mitigated if you structure your portfolio in the right way.

Business Structuring

For solopreneurs and small business owners, structuring your business to avoid self-employment taxes, leverage qualified business income and implement a 401k plan can provide tax savings.

Financial Tax Planning FAQ

F5 Financial's Holistic Financial Planning

Contact us to discuss your tax planning and liabilities