OUR STORY
We believe that real happiness is found when you find your Freedom and Significance – living your life in a way that’s meaningful and unencumbered. To do this, harmony and balance is needed between the five Fs: Faith, Friends, Family, Fitness, and Finance.
F5 Financial was established to help individuals achieve harmony and balance with their financial planning. Our mission is to ensure that families, corporate executives, and entrepreneurs have a comprehensive and balanced financial plan that lets them enjoy their Faith, Friends, Family and Fitness without restriction.
We are a fee-only financial advisory firm that is dedicated to holistic financial planning and portfolio management. We analyze your retirement savings, investment accounts, tax burden, insurance plans, education obligations and more, and see how those impact your goals. We then create a strategy that ensures your financial assets work together like a well-oiled machine and are in lockstep with your vision of the future.
F5 Financial is a member of CFP Board, NAPFA, Fee-Only Network, ISI Mastermind, and Dimensional Fund Advisors (DFA). We are prolific readers and writers about financial planning and invite you to read our blog. Our team supports a number of philanthropic organizations including The Rotary Foundation, Rotary Club of Naperville Charities, The Naperville Area Humane Society, the Chicago Metro YMCA, Bridge Communities, the University of Illinois, Compassion International, and Focus on the Family. We have locations in Naperville, McDonough, GA and Venice, FL and work with clients across the United States.
We look forward to helping you find your Freedom and Significance through financial planning.
CURT STOWERS PhD, CFP®
President & Financial Advisor
Curt is a CERTIFIED FINANCIAL PLANNER™. He is a graduate from the University of Illinois where he earned a BS, MS and PhD in Industrial Engineering. He’s a husband, father of three, an avid outdoorsman, and a follower of Christ.
Curt’s goal as a financial planner is to ensure that families, corporate executives, and entrepreneurs have a comprehensive financial plan in place to reach their life goals. With 18 years of experience as a corporate executive and having owned a Subway franchise for over a decade, he knows how to provide practical, first-hand perspectives in the financial planning process.
Curt was born in Orlando, Florida and has lived in over twenty different locations over his lifetime. He started working at the age of 16, balancing sports, an active social life, and studies throughout high school. He managed to earn three varsity letters, participate in championship scholastic teams, and graduate at the top of his class.
Curt spent nine years at the University of Illinois where he earned his BS, MS, and PhD degrees in Industrial Engineering. During his time at the University he remained active in athletics (participating in numerous intramural championship teams).
From 1993 to 2012 Curt was employed with Caterpillar. During that time he worked in inventory management, project management, commercial management, operations management, purchasing and business development.
Curt has always been fascinated with finances and around 2000 began exploring the possibility of offering a financial planning services company that would help families achieve their goals. In mid 2011, he took steps to turn the dream into reality.
In 2013 Curt transitioned to working as a financial planner full time. During 2013 he managed over $100M in portfolio assets and developed/administered financial plans for over 50 families in Naperville and the surrounding area.
He has had the chance to live in Peoria, Chicago, Denver and twice overseas, first in Dubai, United Arab Emirates and more recently in Brussels, Belgium.
For over 15 years he was a successful competitive fisherman, he’s become an avid golfer who proudly boasts of several sub-80 rounds, and has spent years coaching youth sports. Curt enjoys swimming, biking, and running an has been known to participate in sprint distance triathlons.
On October 22, 2015, Curt accepted Jesus Christ as his personal savior. Since this time, he has dedicated significant time and energy to growing in his Christian faith and better understanding how to honor and glorify God.
Curt’s diverse professional and personal experiences combined with working with individuals from multiple cultures and backgrounds enable him to offer guidance on a wide variety of topics.
JOSH DUNCAN CFP®
Partner & Financial Advisor
Josh Duncan is a CERTIFIED FINANCIAL PLANNER™. He grew up near Peoria Illinois and attended Eastern Illinois University where he earned a B.S. in computer science. He also holds an MBA from Capella University.
From 2002 to 2012, Josh operated in multiple roles at Caterpillar including inventory management, project management, Six Sigma, business development and operations management.
Josh’s interest in personal finance took off in 2008 with a focus on long-term investing and personal financial planning. He officially started his vocation in the financial industry in 2013 and quickly grew a successful business. Josh joined the F5 Financial team in October 2018.
Josh helps his clients develop and implement plans to enrich their lives today and create a brighter future. He’s passionate about helping people achieve their goals and live a life of freedom and significance.
Josh is based in Venice, FL, along the Gulf Coast. He also maintains an office in McDonough, GA.
He and his wife, Tammi spend much of their time with their three boys who have interests in band, drama, soccer and piano. Josh is also a foodie and enjoys experiencing the local restaurant scene. As a Christ-follower, he spends time deepening his faith and loving on his community.
The F5 Process
Are you looking for more Financial Freedom
and Personal Significance in your life?
We'd like to introduce you to the F5 Process. We've worked with scores of clients over the years, and we've listened. Each experience has contributed to refining the F5 Process and enhancing our ability to serve you with excellence. If you're searching for more Freedom & Significance in your life, click through to learn more about the F5 Process.