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Investor Education – Volatility Versus Risk

dfa info, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner, stock trading, stock market, volatility, risk, risks, investing, market correction

I believe that nearly 100% of your success as an investor is based on your ability to control your emotions and behaviors. Do you truly understand volatility versus risk? Read on for some insights that have the potential to save you from self-destructing your investment portfolio!

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One Man’s Junk is Another Man’s Treasure – Understanding Buyers and Sellers

dfa info, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner, trading, stock market, volatility

Despite what the talking heads try to get you to believe, there are NEVER more “buyers than sellers” or more “sellers than buyers” in the market. Each trade MUST have both a buyer and a seller—and both must believe that they are getting a fair deal at the time of the transaction. Efficient markets are real. In contrast, the talking heads’ version is FAR from real!

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Prediction Season – Why the Pundits are Clueless

dfa info, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner, investments, investing, stock market, volatility

We have started the fourth quarter with a not-so-fun rollercoaster ride of stock prices. This has all of the pundits offering us their “wisdom” on what will happen next. News flash—they are all clueless! Read on to find out what you need to know.

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Quarterly Market Review – Third Quarter 2018

dfa info, F5 financial, f5 financial planning, fee-only, market review, market update, naperville financial, naperville financial planner, quarterly market review

Once per quarter, we roll up our sleeves and take a deeper dive into what’s happened in the stock market. Take a look at the attached presentation if you’d like to view the recap for July – September 2018.

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Costs Matter – Understanding ALL of the Costs

costs, dfa info, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner, longterminvesting, investments, investing, stockmarket, indexfunds, mutualfunds, financialplanning

Costs matter. Whether you’re buying a car or selecting an investment strategy, the costs you expect to pay are likely to be an important factor in making any major financial decision. Read on to learn about key cost areas that you need to consider when selecting investments to include in your portfolio.

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Don’t Worry Be Happy – Reframing the Investing Experience

dfa info, equities, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner,  expectation, perception

Don’t worry be happy! Successful investors understand the importance of expectation vs. perception. Read this post to learn the truth about the way equities work over time—and how to keep yourself from making foolish decisions when we experience market corrections or bear markets.

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The Number Two Goal – Getting the Kids Through College

dfa info, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner,  saving for education, education investing, 529 plans

I speak with hundreds of people, and the number two question I get is “How will I pay for my kids’ college?” Read on to hear the answers I share—plus (a bonus!) 3 Key Questions every family needs to ask.

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A Private Letter from the IRS – Leveraging the 401(k) Plan to Reduce Student Loan Debt

dfa info, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner, private letter ruling, PLR, IRS, 401(k), student loan debt, student debt, student loans

Did you know that you can get a “private letter” from the IRS that has good news? Read on to find out a bit more about “Private Letter Rulings” (PLRs) from the IRS—plus a surprising way one company is helping employees pay off their student loan debt!

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Hey, Chicken Little, the Sky Is NOT Falling!

dfa info, F5 financial, f5 financial planning, long-term investing, naperville financial, naperville financial planner, volatility, stability, stock market

What was true in late summer 2017 (when markets were quite stable and volatility low) remains true now—yes, we’ll have some “storms” in the market; HOWEVER, the Chicken Little doomsayers have yet to be proven even marginally intelligent with their “The Sky is Falling!” clucking!

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